Car Rental Coverages – The Various Types Available
These days no matter for what purpose, it’s more than likely that you’ll end up renting a car. Be it when you’re going for a vacation or even if it’s a temporary ride of sorts, renting a car is but obvious. However, along with renting a car pops up certain financial concerns which might make you a tad uncertain about most things regarding rental cars. Actually there are financial issues involved when it comes to any damage that the car might chance upon in a certain scenario. In this case, the answer to your concerns remains nothing but car rental insurance. This is the particular cushion cover that can actually take you smoothly through the bumpy ride associated in case of any damage done.
Various types of Car Rental Coverages
Car rental insurance actually happens to function in tandem with your personal car insurance; hence you should be completely aware of your existing policy as well. Now just like you might be conscious about brands when choosing your personal favorite as far as cars are concerned, similarly there’s rental car coverage of different types.
- The personal Accident Cover:
This is a particular type of rental insurance that’s known to offer a payment and that too only once. This would only be applicable in case you’re responsible for the death or injury of the person concerned. It doesn’t provide any coverage for property damage in fact. You might opt for this coverage if you’re one whose personal auto insurance policy doesn’t really include the death or injury cover. However, you should also be aware of the fact that this coverage won’t really offer any kind of medical expense for you or any other passenger in your car.
- The Liability Supplement Cover:
You’ll find that almost all rental companies offer the liability coverage which you can purchase. This particular supplement is essentially meant to cover the damage that you might cause to other vehicles in case an accident happens. This coverage is also known to work in conjunction with liability coverage that you should be having on your personal vehicle. Now, know that this is a supplemental coverage and it’s not known to pay for any damage to the rental car if there’s an accident.
- The Credit Card Coverage:
If you’re a credit card owner, then you stand to enjoy or benefit from the credit card or cards you might possibly own. You can actually get to access rental car insurance through your credit card company. In fact, there are instances when this is extended as a free benefit for the card you happen to own. You could also take advantage of this particular form of insurance as it provides for liability, theft and even at times some comprehensive coverage. This of course depends on the company and most are known to not cover any such bodily injury or death for that matter. This particular coverage also calls for some clear understanding on your part. You should specifically get to understand what each and every aspect of the policy stands for and why. You could also request your credit card company to send you a detailed copy of the policy in question.
- The Personal Effects Coverage:
This is a particular type of coverage which covers for the personal items that might be stolen from the rental vehicle. This one’s definitely recommended if your personal policy doesn’t include theft coverage.
You can always find out more by visiting Protect Your Bubble as it offers all you could possibly need for rental car insurance.